Living Longer With Cancer

Cancer is not the death sentence that it once was. New research reveals that Americans are living longer than ever before despite being diagnosed with the devastating disease. The American Cancer Society credits prevention efforts and lifestyle changes as reasons for the reduction.

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The latest cancer report from the Cancer Society says almost one million deaths from cancer were avoided between 1990 and 2007 which is the most recent year that they have statistics for. Over the period, cancer deaths dropped over 20% in men and almost 15% in women. The biggest declines were noted in cases of death from Colorectal cancer and that is directly connected to more early screening for that type of cancer.

Breast cancer deaths have also been declining dramatically and again doctors credit early detection. More and more women are getting mammograms and that means that the cancer can be detected before it spreads and while it is still relatively easy to treat. Efforts by the Cancer Society and government agencies to promote events like Breast Cancer Awareness Month are leading more women to get tested.

 

One disturbing revelation in the study is that cancer deaths are declining most among well educated people. Researchers believe this may be a socio-economic factor where people with money have better access to early screening. The study found that people at the lower end of the socio-economic scale are more than twice as likely to develop cancer as those closer to the top. The Cancer Society is encouraging better public health efforts to reach low income Americans to protect them from dying from cancer.

 

 

 

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Do You Have Enough Health Insurance?

Nothing can wipe out a savings account like a catastrophic illness. Even people who thought that they had good health insurance are learning that when faced with a heart attack or cancer, they can exhaust their coverage pretty quickly. High priced medications and procedures are often paid at only 80%, leaving the patient to figure out how they are going to pay for the rest.

A perfusionist in front of a heart-lung machin...

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It is no stretch to expect to see a bill for $150,000 or more for heart bypass surgery which is often necessary after a heart attack. The cost of radiation treatments for cancer can top $50,000. Paying the bills are the last thing that someone facing a life threatening illness is concerned about but eventually they will have to be covered. One way to protect yourself and your family is by purchasing a separate catastrophic illness policy.

The supplemental insurance policies which provide coverage for catastrophic illness are relatively inexpensive if they are purchased when you are healthy. Premiums are based upon your age and risk factors of developing a life threatening disease. For example, if you smoke you are going to pay a much higher premium than someone who does not.

Too often, people don’t think about the cost of health care until they are caught in the middle of it because they are sick or they are dealing with a close relative who is ill. When you plan ahead, you not only give yourself the additional peace of mind but you are simplifying the job of a caretaker who is forced to try and sort out all of the medical bills on your behalf.

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